Picture This: You just got home from a long day on the job. It’s a Friday and you’re ready to kick your feet up and enjoy a “cold one”. You take your shoes off at the door, grab a drink, and head down to the basement to relax. Take one step off the stairs and “SLUSH!” Your basement is flooded. Not only is your sock wet, but so is your TV, your favorite couch, and that brand new ping-pong table you just bought for Christmas. NOW, WHAT?? Who’s responsible?