No doubt, you’ve been watching the effects of hurricanes Harvey, Irma, and Maria. Thousands of people have lost everything in these storms, reinforcing the idea that Colorado renter’s insurance is more important than ever.
Many renters are unaware that their landlord’s insurance only covers the structure they live in, not their personal possessions. Landlord insurance protect’s the owner’s property, while you are responsible for protecting the your belongings. Similarly, while landlord insurance offers liability protection for the policy holder, that protection usually does not extend to tenants.
Typical renter’s insurance covers liability, your personal belongings, and will sometimes even provide funds for temporary housing should your rental home become unavailable.